What if you become disabled? The chance that it could happen to you is probably higher than you think. Back problems, pregnancy, a broken leg, accidents—any of these could keep you out of work.
Only a third of working Americans could cover their living expenses for a year if their employment income were lost.* Will you be prepared? If the answer is "no," short- and/or long-term disability coverage may offer you and your family valuable peace of mind.
The cost of TriNet disability coverage may be fully paid by your worksite employer, or you can choose cost-effective optional coverage.** You will find more information about the coverage that is available to you by accessing the Open Enrollment wizard from the TriNet online platform.
Keep in mind...in certain states or territories, state disability programs provide insurance to cover loss of wages, and your TriNet benefits may work together with mandatory contributions, depending on the state. These states or territories include California, Hawaii, New Jersey, New York, Puerto Rico and Rhode Island.
*Council for Disability Awareness, Disability Divide Consumer Disability Awareness Study, 2010.
**Statement of Health and insurance carrier approval may be required for optional disability coverage.