Choosing Medical Coverage

Choosing Dental Coverage

Choosing Vision Coverage

Choosing Flexible Spending Accounts

Choosing Disability Coverage

Choosing Life Insurance

Tips for Choosing TriNet Dental Coverage

When deciding which TriNet dental plan is right for you, you may want to ask yourself:

• Do you prefer to see any provider you want? If so, consider one of the TriNet PPO plans. You can see any provider you want, and the plan still pays benefits for the eligible services provided.
• Do you have a certain provider you want to use? If so, consider checking with the provider to see if he or she is in the networks for the TriNet plans available to you. Remember, with the TriNet dental PPO, you receive a higher level of benefits when you receive care from an in-network provider. With the TriNet DMO, services received out-of-network are not covered.
• Do you prefer to pay a set amount when you need to visit a dentist? If so, consider the TriNet DMO. You will pay only a copay for cleanings, X-rays, fillings and most services. (Keep in mind that the DMO is available only in select states.)
• Do you have eligible dependent children who are away at school for part of the year? If so, you might consider one of the TriNet dental PPO plans, because the TriNet DMO only covers care provided outside its service area in an emergency.
• Do you have dependents who will require orthodontic services? If so, confirm that the plan you elect covers orthodontics and review the orthodontic treatment rules.
• Would you like to be rewarded for keeping benefit costs down? If so, consider the Guardian PPO dental plan with the annual benefits maximum rollover account. If, at the end of a calendar year, your claims total does not exceed $700 (High Plan) or $500 (Low Plan), you are eligible to have a deposit contributed to your Maximum Rollover Account (MRA). This deposit will be pro-rated and administered by Guardian for the following calendar year. Learn more.