Tips for Choosing TriNet Life Insurance

Your ability to earn income may be your family’s most valuable asset. And the need for that income continues, whether or not you are here to provide it. You may want to consider purchasing life insurance if:

  • You have a spouse, domestic partner, children and/or an aging parent or disabled relative—and your retirement pension and savings are not enough to ensure your dependents’ future.
  • You have a sizable estate that could leave behind possible debt or be subject to large tax liabilities.

There are many ways to determine how much life insurance you may need. Two common approaches are:

  1. To replace the income you would have earned until you retired
  2. To replace the income needed for your survivors to maintain a desired level of income and lifestyle

The amount of life insurance you need is a personal choice. Be sure to think through the TriNet options—in addition to your needs, debts and lifestyle—to determine the coverage that’s right for your individual situation.